.life-content{--life-gradient:linear-gradient(to left,#003781 0%,#00458f 50%,#0055a5 100%);max-width:1240px;margin:auto;padding:56px 36px 36px;color:#003781}.life-content p{color:#496681;line-height:1.7;margin:8px 0 20px}.life-content h1{font-size:clamp(34px,4vw,52px);letter-spacing:-1.8px;margin:0}.life-content h2{font-size:clamp(25px,2.5vw,34px);letter-spacing:-1px;margin:0 0 8px}.life-content h3{font-size:18px;letter-spacing:-.3px;margin:14px 0 10px}.life-content svg{width:42px;height:42px;flex:none}.life-intro{display:flex;align-items:center;gap:56px;margin-bottom:36px}.life-intro>div:first-child{flex:1}.life-intro .life-eyebrow{font-size:11px;letter-spacing:1.8px;font-weight:700;margin:0 0 12px}.life-intro .life-subtitle{font-size:clamp(23px,2.7vw,32px);color:#0069b5;margin:0 0 15px}.life-intro-mark{display:flex;align-items:center;gap:18px;font-size:15px;line-height:1.6}.life-intro-mark svg{width:78px;height:78px}.life-selector{display:grid;grid-template-columns:270px minmax(0,1fr);gap:24px;align-items:start}.life-tabs{display:grid;gap:12px}.life-tabs button{display:flex;align-items:center;gap:15px;text-align:left;padding:24px 18px;background:#fff;color:#003781;border:1px solid #cfdeed;border-radius:8px;font:inherit;cursor:pointer;min-height:130px}.life-tabs button[aria-selected=true]{background:var(--life-gradient);color:#fff;border-color:transparent}.life-tabs button strong{display:block;font-size:18px}.life-tabs button small{display:block;font-size:13px;margin-top:6px}.life-tabs button b{margin-left:auto;font-size:25px;font-weight:400}.life-panel{background:#edf5fc;padding:28px;border-radius:9px;min-width:0}.life-panel[hidden]{display:none}.life-panel h2{font-size:28px}.life-tiles{display:grid;gap:14px;margin-top:22px}.life-tiles.three{grid-template-columns:repeat(3,minmax(0,1fr))}.life-tiles.four{grid-template-columns:repeat(4,minmax(0,1fr))}.life-tile{background:#fff;border:1px solid #d3e3f1;border-radius:7px;padding:22px 18px}.life-tile p{font-size:14px;line-height:1.6;margin:0}.life-content .life-info{background:#e1effb;border-radius:6px;padding:13px 17px;font-size:13px;margin:20px 0;color:#315679}.life-button{display:inline-flex;justify-content:center;align-items:center;background:var(--life-gradient);color:#fff!important;padding:14px 24px;border-radius:7px;font-size:14px;font-weight:600;text-decoration:none}.life-button:hover{box-shadow:0 5px 16px #00378122}.life-panel>.life-button{display:flex;width:fit-content;margin:22px auto 0}.life-section{margin-top:42px}.life-accordions{margin-top:22px;border:1px solid #d3e3f1;border-radius:8px;overflow:hidden}.life-accordions details+details{border-top:1px solid #d3e3f1}.life-accordions summary{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:18px 22px;cursor:pointer;font-size:15px;font-weight:600;list-style:none}.life-accordions summary::-webkit-details-marker{display:none}.life-accordions summary span{font-size:23px;font-weight:400}.life-accordions details[open] summary{background:#edf5fc}.life-accordions details[open] summary span{transform:rotate(45deg)}.life-answer{padding:4px 22px 12px;font-size:14px}.life-note{display:flex;align-items:center;gap:24px;background:#edf5fc;padding:24px;border-radius:8px;margin-top:30px}.life-note h3{margin:0 0 7px}.life-note p{font-size:14px;margin:0}.life-contact{display:flex;justify-content:space-between;align-items:center;gap:24px;background:var(--life-gradient);padding:30px;border-radius:9px;margin-top:38px;color:#fff}.life-contact h2{font-size:25px;color:#fff}.life-contact p{color:#deebf9;font-size:14px;margin:0}.life-contact .life-button{border:1px solid #fff;white-space:nowrap}.life-content .life-source-note{font-size:12px;margin:18px 0 0}.life-content :is(button,summary,a):focus-visible{outline:3px solid #e39a20;outline-offset:4px}
@media(max-width:1000px){.life-intro-mark{display:none}.life-selector{grid-template-columns:220px minmax(0,1fr)}.life-tiles.three{grid-template-columns:1fr}.life-tiles.four{grid-template-columns:repeat(2,minmax(0,1fr))}.life-tile{padding:20px}.life-contact{align-items:start;flex-direction:column}}
@media(max-width:640px){.life-content{padding:34px 20px}.life-selector{grid-template-columns:minmax(0,1fr)}.life-tabs{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.life-tabs button{padding:16px 12px;display:block;min-height:145px}.life-tabs button svg{width:28px;height:28px}.life-tabs button strong{font-size:15px}.life-tabs button b{display:none}.life-tabs button small{font-size:12px}.life-panel{padding:22px 18px}.life-panel h2{font-size:25px}.life-tiles.four{grid-template-columns:1fr}.life-note{align-items:start;padding:20px;gap:14px}.life-note svg{width:30px;height:30px}.life-contact{padding:24px}.life-contact .life-button{width:100%}.life-section{margin-top:32px}}

@media(max-width:640px){.life-tabs button:last-child:nth-child(3){grid-column:1 / -1;min-height:100px;display:flex}.life-tabs button:last-child:nth-child(3) strong{font-size:16px}}

.life-tax{background:#f4f9fe}.life-tax .life-answer a{color:#0055a5;text-decoration:underline;text-underline-offset:3px}.life-tax summary{color:#003781}

.life-content .life-tax-chart{margin:18px 8px 20px;padding:18px 16px 14px;border:1px solid #c9e2f5;border-radius:12px;background:#f8fcff;color:#17365d}
.life-content .life-tax-chart figcaption{font-size:16px;font-weight:750;line-height:1.3;margin-bottom:16px}
.life-content .life-tax-rates{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:5px}
.life-content .life-tax-rates span{text-align:center;background:#e1e7eb;padding:9px 2px;font-size:15px;font-weight:700}
.life-content .life-tax-rates span:nth-child(3){background:#ffdc75;color:#25334b}
.life-content .life-tax-limits{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));margin:0 10% 0;gap:5px}
.life-content .life-tax-limits span{position:relative;text-align:center;padding-top:14px;font-size:11px;font-weight:650;line-height:1.25}
.life-content .life-tax-limits span::before{content:'';position:absolute;top:0;left:50%;height:11px;border-left:1px solid #899eaf}
.life-content .life-tax-chart .life-tax-note{font-size:12px;line-height:1.5;margin:14px 0 0;color:#45617b}
.life-content .life-tax-chart a{color:#00549e;text-decoration:underline}
@media(max-width:480px){.life-content .life-tax-chart{padding:14px 10px}.life-content .life-tax-chart figcaption{font-size:14px}.life-content .life-tax-rates span{font-size:13px;padding:8px 1px}.life-content .life-tax-limits{margin-inline:10%}.life-content .life-tax-limits span{font-size:9px}}

/* Yellow tax benefit toggle, matching the tax bracket highlight. */
.life-content .life-tax summary,.life-content .life-tax details[open] summary{background:linear-gradient(to left,#ffdc75 0%,#ffe59a 55%,#fff0be 100%);color:#17365d}
.life-content .life-tax{border-color:#edcf7d}

.life-usd-middle[hidden]{display:none}.life-usd-middle{padding-top:20px}.life-usd-middle .life-eyebrow{font-size:12px;letter-spacing:1.3px;color:#3675ae;font-weight:700}.life-usd-benefits{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:36px;margin-top:30px}.life-usd-benefits article{border-top:1px solid #d3e3f1;padding-top:22px}.life-usd-benefits p{font-size:15px}.life-usd-benefits.two{grid-template-columns:repeat(2,minmax(0,1fr))}.life-usd-cover{margin-top:34px;padding:30px;background:#f5f9fd;border-radius:10px}.life-usd-offer{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-top:30px;padding:28px;border:1px solid #d3e3f1;border-radius:10px;box-shadow:0 8px 25px #0037810a}.life-usd-offer h3{margin-top:0;font-size:24px}.life-usd-offer p{margin-bottom:0}.life-usd-offer a{flex-shrink:0}.life-usd-middle .life-source-note a{text-decoration:underline}@media(max-width:760px){.life-usd-benefits,.life-usd-benefits.two{grid-template-columns:1fr;gap:18px}.life-usd-cover{padding:22px}.life-usd-offer{display:block;padding:22px}.life-usd-offer a{margin-top:20px}}

/* Compact USD benefit spacing. */
.life-usd-benefits{gap:20px;margin-top:20px}
.life-usd-benefits article{padding-top:14px}
.life-usd-benefits article svg{width:30px;height:30px;display:block}
.life-content .life-usd-benefits h3{margin:8px 0 6px;line-height:1.35}
.life-content .life-usd-benefits p{margin:0;line-height:1.5}
@media(max-width:760px){.life-usd-benefits,.life-usd-benefits.two{gap:14px}.life-usd-benefits article{padding-top:12px}}

/* Compact information cards in all product panels. */
.life-content .life-panel .life-tiles{gap:10px;margin-top:16px}
.life-content .life-panel .life-tile{padding:16px 18px}
.life-content .life-panel .life-tile svg{display:block;width:32px;height:32px}
.life-content .life-panel .life-tile h3{margin:9px 0 6px;line-height:1.35}
.life-content .life-panel .life-tile p{margin:0;line-height:1.5}

.life-usd-details{margin-top:30px}.life-usd-details .life-answer dl{margin:16px 0}.life-usd-details .life-answer dl>div{display:flex;justify-content:space-between;gap:18px;border-bottom:1px solid #d3e3f1;padding:9px 0}.life-usd-details .life-answer dd{margin:0;font-weight:600;text-align:right}.life-usd-details .coverage-wait{padding:12px 15px;border-left:3px solid #008ed6;background:#fff9ed;border-radius:0 6px 6px 0}.life-usd-details .life-answer p{margin:12px 0;line-height:1.5}

/* Separate USD information from surrounding white sections. */
.life-content .life-usd-details{background:#edf5fc;border:1px solid #deebf7;border-radius:12px;padding:26px}
.life-content .life-usd-details .life-accordions{background:#fff}
@media(max-width:640px){.life-content .life-usd-details{padding:20px 14px}}

/* Family photograph with overlapping original offer card. */
.life-usd-offer-scene{margin-top:34px;padding-bottom:4px}
.life-usd-offer-scene>img{display:block;width:88%;height:auto;aspect-ratio:2.15;object-fit:cover;object-position:center 35%;border-radius:10px}
.life-content .life-usd-offer-scene .life-usd-offer{position:relative;z-index:1;background:#fff;width:88%;margin:-60px 0 0 auto;padding:28px;box-shadow:0 8px 25px #00378118}
@media(max-width:760px){.life-usd-offer-scene>img{width:96%;aspect-ratio:1.55;object-position:center 30%}.life-content .life-usd-offer-scene .life-usd-offer{width:94%;margin-top:-28px;padding:22px}}

.life-info-button{display:inline-grid;place-items:center;width:23px;height:23px;margin:0 5px;padding:0;border:1px solid #0074b8;border-radius:50%;background:#e1f2ff;color:#003781;font:bold 15px/1 Arial;cursor:pointer;vertical-align:middle}.life-info-popup{position:fixed;z-index:300;width:370px;max-width:calc(100vw - 24px);padding:16px 18px;background:#fff;border:1px solid #bdd9ef;border-radius:12px;box-shadow:0 12px 36px #00378130;color:#17365d;font:14px/1.45 'DM Sans',Arial,sans-serif}.life-info-popup[hidden]{display:none}.life-info-popup-heading{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:10px}.life-info-close{border:0;background:#edf5fc;border-radius:50%;width:28px;height:28px;color:#003781;font-size:22px;cursor:pointer}.life-info-popup ul{padding-left:20px;margin:0;overflow:auto;max-height:min(420px,55vh);overscroll-behavior:contain}.life-info-popup li{padding:3px 0}.life-info-popup li::marker{color:#0074b8}

/* Compact translucent yellow information popup. */
.life-info-popup{width:300px;padding:12px 14px;background:linear-gradient(110deg,rgba(255,249,228,.87),rgba(255,224,132,.79));backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border:1px solid rgba(224,186,86,.45);border-radius:9px;box-shadow:0 6px 20px #58451918;font-size:12px;line-height:1.35}
.life-info-popup-heading{margin-bottom:7px;font-size:13px}
.life-info-close{width:23px;height:23px;font-size:18px;background:rgba(255,255,255,.5)}
.life-info-popup ul{padding-left:16px;max-height:min(340px,50vh)}
.life-info-popup li{padding:2px 0}
.life-info-popup li::marker{color:#a47d22}

/* Smaller, lighter information popup and trigger. */
.life-info-popup{width:280px;padding:10px 12px;background:linear-gradient(110deg,rgba(255,249,228,.60),rgba(255,224,132,.44));backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);border-color:rgba(224,186,86,.25);border-radius:8px;box-shadow:0 4px 14px #58451912;line-height:1.3}
.life-info-popup-heading{margin-bottom:5px;font-size:12px}
.life-info-popup ul{padding-left:14px;max-height:min(300px,46vh)}
.life-info-popup li{padding:1px 0}
.life-info-close{width:20px;height:20px;font-size:16px;background:rgba(255,255,255,.3)}
.life-info-button{width:18px;height:18px;margin:0 4px;font-size:12px}

.life-info-button{background:linear-gradient(to right,#fff0be,#ffdc75);border-color:#e7bd50;color:#72520d}

.life-content .life-hay-benefits{grid-template-columns:repeat(2,minmax(0,1fr))}@media(max-width:640px){.life-content .life-hay-benefits{grid-template-columns:minmax(0,1fr)}}

/* Original editorial story for the USD product. */
.life-product-story[hidden]{display:none}.life-product-story>h2{margin-bottom:26px}.life-story-card{display:grid;grid-template-columns:1fr 1fr;background:#eff7f7;border-radius:10px;overflow:hidden}.life-story-card>img{display:block;width:100%;height:100%;min-height:460px;object-fit:cover;object-position:45% center}.life-story-copy{padding:30px}.life-content .life-story-copy h3{font-size:clamp(25px,2.4vw,32px);line-height:1.25;margin:0 0 22px;color:#003781}.life-content .life-story-copy p{font-size:15px;line-height:1.75;margin:0 0 18px}.life-story-copy .life-button{line-height:1.5}@media(max-width:850px){.life-story-card{grid-template-columns:1fr}.life-story-card>img{height:360px;min-height:0;object-position:50% 35%}.life-story-copy{padding:26px}}@media(max-width:480px){.life-story-card>img{height:280px}.life-story-copy{padding:24px 20px}}

.life-story-benefits{margin:0 0 22px;padding-left:20px;color:#496681;font-size:15px;line-height:1.75}.life-story-benefits li{margin-bottom:14px}.life-content .life-story-small{font-size:12px;line-height:1.65}.life-story-card-reverse>img{object-position:50% center}@media(max-width:850px){.life-story-card-reverse>img{order:-1}}

.life-goy-photo{position:relative;overflow:hidden;min-height:460px}.life-goy-photo:before{content:"";position:absolute;inset:0;width:200%;background:url("assets/life-goy-stories-original.png") center/cover no-repeat}.life-goy-photo-future:before{left:-100%}@media(max-width:850px){.life-goy-photo{height:360px;min-height:0}.life-story-card-reverse>.life-goy-photo{order:-1}}@media(max-width:480px){.life-goy-photo{height:300px}}